Job Description

Since 1915, Home State Bank’s goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day.

Northwest Herald "2023 McHenry County Top Workplace Reader Choice Awards"

• TOP Workplace: Financial Institution/Service
• One of the Top Workplaces: Giving Back to the Community
• One of the Top Workplaces: Large Employer (100+ Employees)

Daily Herald “2022 Best Places to Work in Illinois”

• Ranked 10 th for Medium Business (100-499 employees)

Home State Bank is hiring a Loss Mitigation Specialist in Crystal Lake, IL. This is a full-time position. The loss mitigation specialist contacts customers with delinquent accounts, initiates and coordinates appropriate action, and maintains related records. They establish communication with loan customers to arrive at mutually satisfactory arrangements, when possible, while complying with all agency regulations/guidelines and adheres to the appropriate timetable for generating notices. The position completes all functions while embracing and promoting the brand promise of creating connections with internal and external customers. This position is on-site and is not a remote position. Looking for local candidates, as this position doesn't have relocation available.

TRAINING AND EXPERIENCE

A. Two years’ previous experience

B. Forbearance, claims reporting, loss mitigation workouts a plus

C. Proficiency in Excel, Word, Outlook and related software

D. Strong oral and written communication skills

E. Knowledge of regulations and laws by investor, agency and state

F. Strong initiative, attention to detail and organizational skills

Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire:

• Medical through BCBS – 2 PPO Plans and HMO
• Dental PPO through BCBS
• Vision insurance through BCBS
• $50,000 in Company Paid Life & ADD and long-term disability insurance
• 401k after 90 days with company match of 3% after a year
• Generous Time Off - 2 weeks paid vacation, 1 week sick pay and 11 paid FDIC holidays, 1 floating holiday (personal) day
• Tuition reimbursement - courses and books up to $6,000 annually per policy
• Holiday Party at Boulder Ridge Country Club

We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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